Business Banking


Small Business Accounts

Monthly Maintenance Fee            $3.00
Per Check Written Charge   $0.05
Credit for Average Available Balance     $0.10 per $100.00
Charge-Backs   $2.00


Large Business Accounts
Deposit more than 100 checks per month

Monthly Maintenance Fee            $5.00
Per Check Written Charge   $0.10
Per Check Deposited Charge   $0.06
Charge-Backs   $2.00
Credits   N/C
Credit for Average Available Balance     NOW/Classic Rate
Stop Payments - Check/ACH   $30.00


Domestic Wire Transfers                   
    • Incoming
    • Outgoing   $25.00
    • Non-customer outgoing wires   $50.00
International Wire Transfers   $50.00


Visa® Debit Card – for Business Accounts
Use your Visa® Debit Card to make purchases. Payment is automatically deducted from your business checking account. Or use your Visa® Debit Card to make withdrawals from Automated Teller Machines (ATM’s) worldwide.

Lost Cards – For lost or stolen Visa® Debit Cards/Cash Cards call 1-877-CAN-CEL1 (1-877-226-2351).


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Ag Loans

Agricultural Loans

  • Operating lines of credit
  • Term loans for machinery and livestock
  • Real estate loans for land purchase
  • FSA guarantees available
  • Farmer Mac loans
  • Minnesota Rural Finance participations
  • Finpack financial services available

Ag Loan Contacts

Hawley Office        Jim        218-483-3361
    Dave   218-483-3361

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Business Loans

Business Loan

  • Revolving Lines of Credit
  • Equipment Term Loans
  • Commercial Real Estate Loans
  • SBA Guaranteed Loans
  • Letters of Credit

Business Loan Contacts

Moorhead Office        Robby        218-233-2544
    Dale   218-233-2544
    Bruce   218-233-2544
Hawley Office   Dave   218-483-3361
    Dan   218-483-3361


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Business Credit Cards

Choosing the right business credit card is easier than ever. 

No matter which card you choose, you'll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

See one of our Personal Banking Officers for more information.


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